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  • Mortgage Rates Climb as Housing Market Loses its MOJO

    Rates for home loans surged along with the broader fixed-income market, pressuring mortgage affordability again even as housing market growth falters. The 30-year fixed-rate mortgage averaged 4.60% in the August 2 week, according to weekly data from mortgage provider Freddie Mac. The 15-year fixed-rate mortgage averaged 4.08%, and the 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.93%. …

  • 2018 Hurricane Season Preparedness Plan

    Hurricane Preparedness…are you ready for this year’s storm season? The 2017 Atlantic Hurricane Season was not only record-breaking, but catastrophic as nature delivered devastating storms back to back. The 2018 Hurricane Season is predicted to be above average and has already got an early start with Alberto.  The lesson learned is to be prepared in …

  • 19 Discounts Seniors Didn’t Know They Could Get

    There are many special discounts that are available to seniors. Retirees are offered discounts at most retailers, restaurants, parks, on public transport and at hotels. But you won’t get these discounts unless YOU ASK for them. Simply ask the question, “Do you offer a senior discount?” and see how much you can save. You’ll be …

  • USDA Home Loan Mortgages

    USDA Home Loan Mortgages USDA Home Loans provide 100% financing for a home purchase, or refinancing in a USDA designated rural area. USDA home loans are guaranteed by the United States Department of Agriculture and are serviced by direct lenders that meet federal guidelines. USDA home loan program offers real financial benefits to those that …

  • What Are Modular Homes vs Manufactured?

    What Are Modular Homes? You might find this hard to believe, but the photograph on this page is of a modular home. It looks just like a regular house built on top of a slab with 2x4s, doesn’t it? You cannot really tell the difference these days. Modular homes are typically very well built. Here …

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